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	� 2007Vantus Bank PO Box 897 Sioux City, IA 51102-0897 712-277-0200 1-800-352-4620

Jennifer Cook

Vice President
Residential Lender

1907 1st Ave E
Newton, Iowa 50208

Office: 641.792.6236

Fax: 641.791.7609

Loan Processor: Dawn Steward 800.352.4620 ext. 360

Fax: 712.277.0348

Email: jcook@vantusbank.com

Business Hours: 8:00 a.m - 5:00 p.m. Central Time Monday through Friday

One application. One rate. One loan. Vantus Bank offers permanent construction loans to make building your home a reality. Call me today for more details!

Key Benefits
	Still want to have personal assistance? You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
	Ready to close on your mortgage quickly? We can get your mortgage approved in minutes, rather than days or weeks!
	Free Pre-qualifications We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
	Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!

Today's Featured Rates

30 Year Fixed Rate
Rate	APR	Points
5.625%	5.748%	0.000%
15 Year Fixed Rate
Rate	APR	Points
5.125%	5.330%	0.000%
10 Year Fixed Rate
Rate	APR	Points
5.000%	5.292%	0.000%
5 Year Adjustable Rate
Rate	APR	Points
5.125%	4.609%	0.000%

Assumptions